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Safe storage of the title deeds for your home

This forum is for an equally tricky subject - property and land matters. To begin with, you will most likely have your property registered. With this in mind, you have unwittingly gave away your property. So, discuss property matters here.
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Top Cat
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Safe storage of the title deeds for your home

Post by Top Cat » Wed Jan 06, 2016 12:32 pm

Safe storage of the title deeds for your home.

Just a little poser:

Where is the safest place to store the property deeds for your house or maybe a business if they have the same sort of things?

I have mine stored in a plastic container in the garage but I have recently noticed that there has been a mouse in there chewing things up.

Do we need to keep hold of these title deeds because I am sure the Land Registry will have a copy?

If the title deeds become illegible through storing them wrongly, would it be possible to get hold of a physical copy of them again?

My mortgage is all paid off now so I have to concentrate on the maintenance of the property and that is going to take quite a bit of time and money.

In the meantime, I need to know if these title deeds are so valuable that they need extra care because as it is they are very vulnerable the way I have stored them.

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Milkman
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Re: Safe storage of the title deeds for your home

Post by Milkman » Wed Jan 06, 2016 8:16 pm

Your copy of the title deeds are not important in the slightest.
You can go to the Land Registry website and download a copy.
It costs three quid.
The Land Registry have the originals and its their house now if you believe that by registering anything you have given it away.
I bet the Crown has its hand in all this property registration lark.
Sell your house and splash it on yourself because you cant take it with you.
Go on a cruise or two and get a new car then rent a place.

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Mike
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Re: Safe storage of the title deeds for your home

Post by Mike » Thu Jan 07, 2016 9:25 pm

Thanks Milkman I just done a bit research and found a few interesting facts.
Keep the bastards honest.

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Jed
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Re: Safe storage of the title deeds for your home

Post by Jed » Fri Jan 08, 2016 12:55 pm

Just keep your paperwork as safe as you can.
Your copy of the title deeds are not too important because it has been stated that you can download them from the internet.
However, that costs money so just store them as safely as you possibly can.
What would happen in a situation where the originals become destroyed :o
I don't know how this would be possible but if you have something to show than it backs up any disputed claim.
I am free and they will not tell me otherwise :angel:

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Rodders
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Re: Safe storage of the title deeds for your home

Post by Rodders » Mon Jan 11, 2016 3:19 pm

Anyone can view other peoples property details at the Land Registry online?

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Top Cat
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Re: Safe storage of the title deeds for your home

Post by Top Cat » Mon Jan 11, 2016 11:54 pm

Thanks for the replies.
I kind of thought that the Land Registry had copies but just wanted to make sure.

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Tanner
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Re: Safe storage of the title deeds for your home

Post by Tanner » Sat Jan 16, 2016 9:00 pm

Top Cat wrote:Thanks for the replies.
I kind of thought that the Land Registry had copies but just wanted to make sure.
Yeah the bit of paper you have is not that valuable when you consider you can print it off the internet.
I would still keep it safe somewhere.
Just store the title deeds with your driving licence or bank statements etc.

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Zero
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Re: Safe storage of the title deeds for your home

Post by Zero » Thu Jan 28, 2016 7:59 pm

The "title deeds" that you get are not worth the paper they are written on!
The registered property belongs to the Crown just like your car, if you have one.
You are only "the keeper" so will not have ownership, they own it all, sorry.

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